Top tips for getting insured as a young driver in the UK
If you’re a young driver in the UK, getting insured can feel like an uphill battle. Between high premiums, limited driving history, and insurers making assumptions based on your age, it can be hard to find a policy that feels fair. But don’t worry—there are ways to make it easier. Here are some top tips for getting insured as a young driver in the UK.
Young driver insurance top tips
1. Don’t settle for the first quote
Many young drivers make the mistake of jumping on the first quote they receive. But there’s a big difference in pricing between providers. Use services that compare multiple insurers or—better yet—ones that base your price on how you actually drive. With Rooster, for example, you can take a short test drive using your phone, and if you drive well, you could save up to 40%.
2. Consider temporary or flexible cover
If you don’t drive regularly, you might not need a traditional annual policy. Short-term insurance (for a few hours, days or weeks) can be much more affordable. Rooster offers cover from just one hour up to 28 days, all fully comprehensive and available instantly through the app.
3. Avoid modifications and high-risk cars
Modified vehicles or cars with big engines tend to increase premiums—especially for drivers under 25. If you’re looking to keep costs down, stick to cars in lower insurance groups with good safety ratings and no modifications.
4. Build your driving profile
If you’ve only recently passed your test, your insurance provider doesn’t have much to go on. That’s where app-based driving analysis comes in. Rooster’s Test Drive lets you prove you’re a safe driver, regardless of age, and can earn you a better quote. Once you complete the test drive, your safe driving score is valid for 18 months—even if you switch cars.
5. Use your phone to your advantage
With Rooster, everything is handled in-app. From uploading your licence and starting your test drive to managing your policy and finding MOT or repair discounts—it’s all in one place. No phone calls, no long forms, no nonsense.
Why choose Rooster?
Rooster helps young drivers save money by rewarding safe habits. Complete a free Test Drive to potentially save up to 40% on insurance. You can also get breakdown cover from £2.99 a month and save up to 50% on MOTs, services, and repairs.
Download the Rooster app today.
