Just passed? Now let's deal with the expensive bit.
Rooster searches the UK's specialist new driver insurers, finds the best price we can today, and gives you a clear path to a better price at renewal.
Get My PriceMost new drivers end up on a black box in year one.
Insurers don't have driving history to score you on, so year-one prices come down to age and inexperience. For most new drivers, a black box policy works out cheaper - sometimes by hundreds of pounds.
We won't pretend otherwise. We'll show you both prices, side by side, and give you a route off black box at renewal.
Both prices, side by side. You choose.
In year one, the Black Box price is usually the lower of the two - sometimes by a wide margin.
Best Standard Price
No tracking, no curfews - but typically higher in year one.
Best Black Box Price
Often significantly lower. Drives behaviour, drives savings.
All in one place.
Specialist new-driver insurers usually keep their prices behind a phone call. Rooster gets you a price up front - and searches more of the market while doing it.
Plus other leading first-policy providers searched behind the scenes.
Three steps to a price.
Download the app
Free to download. Set up takes about a minute.
Tell us about you and your car
A few quick questions. No credit checks, no spam.
See both prices side by side
Best standard price and best black box price - you pick.
Prefer to talk it through first? before you start.
Earn your way off black box.
A 3-4 week behaviour score, taken on your phone, that can unlock significantly cheaper insurance at year-two renewal.
The Test Drive isn't a black box
No device fitted to your car. No in-policy tracking. Your score lives with you, not your policy.
Take it when you're ready
Any time in year one. Your score stays valid for 18 months - plenty of room to time it with renewal.
Behaviour, not age
Priced on how you actually drive. Safer drivers, better prices. Simple as that.
We stay with you through year one.
Most insurance sites walk away the moment you buy. Rooster is built for the whole first year - the bit that’s actually expensive once the policy’s sorted.
Car Check
Full history, finance and write-off check before you commit. Avoid buying someone else’s problem.
Breakdown from £2.99/mo
Nationwide cover in the app. Less than 8p a day for the peace of mind.
Fuel Finder
Cheapest petrol and diesel near you and along your route. Built for the drivers who feel every fill-up.
MOT, tax and servicing
We track the dates and flag what’s coming. Less admin, fewer nasty surprises.
Real humans on chat
Plain-English answers from a UK team - no bots, no scripts, no hard sell.
Test Drive
Earn your way to cheaper insurance at year-two renewal - read the full Test Drive story above.
Buying for them? You've got the right place.
It's usually Mum or Dad doing the research. Rooster gives you clarity on price, confidence in cover, and one less thing to worry about once they're on the road.
Full visibility, zero nagging
See their MOT, tax and servicing status in the app. You’ll know if something’s overdue before they do.
Named driver savings
Add yourself as a named driver to bring the premium down - the legal way.
Breakdown from £2.99/mo
Help is sorted whenever they break down, without another parent panic call.
Real humans to talk to
Plain English, no jargon, no hard sell - for you or for them.
Named driver vs. frontingNamed driver (legal): they're the main driver, you're occasionally on the policy too. Often brings the premium down significantly.
Fronting (illegal): naming yourself as the main driver when in reality it's them. That's insurance fraud - it voids the policy and can mean a criminal record.
Rooster only sets up policies the legal way. If in doubt, our team will walk you through it.
Real savings, real drivers.
“Took the Test Drive in month four. At renewal Rooster came back with a price almost half what I'd been paying. No black box, no curfew - just my actual driving.”
“First year was a black box, no way around it. Did the Test Drive, scored well, and renewal dropped massively. Glad they were honest about year one upfront.”
“The renewal price was the proof. Test Drive took three weeks on my phone and that was it. Worth doing the moment you feel confident.”
Nine things that genuinely move the price.
Time it right
Buy 20-27 days before cover starts. Buying on the day can add up to 45%.
Pick a low-group car
Aim for groups 1-5. VW Up!, Skoda Citigo, Hyundai i10 are among the cheapest.
Add a named driver
An experienced relative on the policy can drop the premium by hundreds.
Black box for year one
Black box policies reward safer habits with lower premiums - sometimes up to 60%.
Pay annually
Monthly is effectively a 20-40% APR loan. Pay upfront if you can.
Choose fully comp
Fully comprehensive is often cheaper than third-party only. Counterintuitive but true.
Raise voluntary excess
Higher excess, lower premium - only as much as you could realistically pay.
Take the Test Drive
Earn a behaviour score that unlocks much cheaper renewal pricing.
Don't auto-renew
Always reshop at renewal. Auto-renewal almost always costs you money.
If you're the main driver, you must be listed as the main driver. Putting a parent down as the main driver to lower the price - when really you drive the car the most - is called fronting. It's insurance fraud. It voids the policy, can mean a criminal record, and makes future insurance much harder to get.
Frequently asked questions.
Get a price now. Earn a better one later.
Or download the app and quote yourself
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